Your Mortgage. Your Future.
We Have the Mortgage Answers – and All the Tools You Need
At Everett Bank, we understand that buying a new home, refinancing your existing home, or purchasing an investment property is a significant milestone in your life. That’s why we’re here from the very beginning, ready to explore your options, answer your questions, and offer expert advice. Our mortgage solutions are designed to empower you to make informed decisions and secure a bright future. We make it easy – VIEW ALL RATES to compare options, use our PAYMENT CALCULATOR to estimate your monthly payment, and explore our FAQS to find answers to common mortgage questions. We’ve even compiled a handy MORTGAGE LOAN CHECKLIST to keep you organized throughout the process.
An Adjustable Rate Mortgage (ARM) offers you an initial fixed rate for a specific period before transitioning to a rate that adjusts annually for the remaining loan term. Our ARM programs feature attractive initial fixed rates for 3 years, 5 years, 7 years, or 10 years, making them an excellent choice for budget-conscious homebuyers.
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Fixed-rate mortgages are ideal for people who want to lock in a low interest rate and enjoy a consistent monthly payment. With a fixed-rate mortgage, you can plan your budget with confidence and avoid surprises in your monthly housing costs.
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Our First Time Homebuyer Program (FTHB) is specifically designed to make your journey to homeownership a breeze. Contact us now to learn more about reduced legal fees, waived underwriting or document preparation fees, and low ARM products. Apply for our First Time Homebuyer Program today!
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If you're a veteran, we've got something special for you too! VA Loans, backed by the US Department of Veterans Affairs (VA), offer financing options without the burden of a down payment requirement or mortgage insurance. It's our way of honoring your service. Just meet the basic service requirements set by the Department of Veterans Affairs, and you could be well on your way to securing the home of your dreams. Don't hesitate to reach out to one of our mortgage officers to see if you qualify today!
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Looking for even more accessibility in homeownership? The Federal Housing Administration (FHA) is here to help. They not only protect lenders from financial risk but also provide you with the opportunity to have a more affordable down payment, as low as 3.5 percent of the property's purchase price. Plus, their lenient guidelines make qualifying for an FHA loan easier than ever. Let's explore your options together and make your homeownership dreams a reality.
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An Everett Bank Home Equity Line of Credit (HELOC) provides a convenient line of credit you can access anytime. Consolidate debt, invest in renovations, or cover unexpected expenses – you’re in control. HELOCs offer competitive interest rates and a revolving line of credit, giving you the freedom to manage your finances strategically while leveraging your home’s equity.
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"I can’t thank you enough for your professionalism, your patience, and the unbelievable effort that was put forth for our benefit. The team went way beyond the limit for us, and we will be forever in your debt. Again, thank you very much for all your hard work and effort." - Greg C.
