Our Rates
Expect More From Your Money.
Special Rates
Effective Date: December 21, 2024
| Program | Minimum Deposit to Open Account | Minimum Balance to Obtain APY | Interest Rate | APY* | |
|---|---|---|---|---|---|
| **Everett Elite Money Market | $2,500.00 |
$10,000.00 to $99,999.99 $100,000.00 and above |
0.05% 3.44% |
0.05% 3.50% |
Open Online |
| ***9-Month Special Certificate | $500.00 | $500.00 | 4.31% | 4.40% | Open Online |
| ***18-Month Special Certificate | $500.00 | $500.00 | 3.93% | 4.00% | Open Online |
*Annual Percentage Yield (APY) is accurate as of the above effective date.
**Rates are variable and subject to change after account opening. Fees could reduce the earnings on these accounts. Consumer accounts only. Only deposits of NEW money are eligible or existing customers with $10,000 in NEW money.
***The rate on Certificates of Deposit are fixed and guaranteed for the length of the term. The APY is based on principal and interest remaining in the account. Penalty may be imposed for early withdrawal. For consumer accounts only. The 9-month Certificate will automatically renew at maturity to a 6-month Certificate and the 18-month Certificate will automatically renew at maturity to a 12-month Certificate unless the customer chooses another product. The 9-month Certificate does not apply to Individual Retirement Accounts (IRAs).
Savings Account Rates
Effective Date: December 21, 2024
| Program | Minimum Deposit to Open | Minimum Balance to Obtain APY | Interest Rate | APY* | |
|---|---|---|---|---|---|
| Statement Savings | $10.00 | $10.00 | 0.05% | 0.05% | |
| **Milestone Savings | $10.00 |
$10.00 to $9,999.99 $10,000.00 or more |
0.05% 2.47% |
0.05% 2.50% |
Open Online |
*APY (Annual Percentage Yield) is a variable rate that may change at anytime at the discretion of the bank. Personal accounts only. Fees could reduce earnings on these accounts.
**Milestone Savings Account is available to all new customers and for existing customers with NEW money of $10,000.
Checking Account Rates
Effective Date: December 21, 2024
| Program | Minimum Deposit to Open Account | Minimum Balance to Obtain APY | Interest Rate | APY* |
|---|---|---|---|---|
| Free Checking | $10.00 | N/A | 0.00% | 0.00% |
| Everett Elite Checking | $10.00 | $10.00 and above | 0.05% | 0.05% |
*Annual Percentage Yield (APY). Fees could reduce earnings on accounts. These are variable rate accounts and the interest rate may change at any time at the bank's discretion.
Certificate of Deposit - Special
Effective Date: December 21, 2024
| Term | Interest Rate | APY* | |
|---|---|---|---|
| ***9-Month Special Certificate | 4.31% | 4.40% | Open Online |
| ***12-Month Special Certificate | 3.93% | 4.00% | Open Online |
| ***18-Month Special Certificate | 3.93% | 4.00% | Open Online |
| **24-Month Special Certificate | 4.07% | 4.15% | Open Online |
| **36-Month Special Certificate | 3.69% | 3.75% | Open Online |
*Annual Percentage Yield (APY) is subject to change without notice. Fixed rate term Certificate of Deposits accounts, rates are guaranteed for the length of the term. Minimum deposit to open account and to obtain the APY is $500 unless otherwise specified. APY is based on principal and interest remaining in the account for a period of one year. Penalty may be imposed for early withdrawal. For consumer accounts only.
**The 12-month, 18-month, 24-month and 36-month Special Certificates will automatically renew at maturity to a 12-Month Certificate unless the customer chooses another product
***The 9-Month Certificate will automatically renew at maturity to a 6-Month Certificate unless the customer chooses another product. The 9-Month does not apply to Individual Retirement Accounts (IRA).
Certificate of Deposit Rates
Effective Date: December 21, 2024
| Term | Interest Rate | APY* |
|---|---|---|
| 91-Day Certificate | 0.05% | 0.05% |
| 6-Month Certificate | 0.20% | 0.20% |
| 12-Month Certificate | 0.50% | 0.50% |
| 18-Month Certificate | 0.65% | 0.65% |
| 24-Month Certificate | 1.00% | 1.00% |
| 30-Month Certificate | 0.75% | 0.75% |
| 36-Month Certificate | 1.49% | 1.50% |
| 48-Month Certificate | 1.74% | 1.75% |
| 60-Month Certificate | 1.74% | 1.75% |
*Annual Percentage Yield (APY) is subject to change without notice. Fixed rate term Certificate of Deposits accounts, rates are guaranteed for the length of the term. Minimum deposit to open account and to obtain the APY is $500 unless otherwise specified. APY is based on principal and interest remaining in the account for a period of one year. Penalty may be imposed for early withdrawal. For consumer accounts only.
Money Market Rates
Effective Date: December 21, 2024
| Program | Minimum Deposit to Open Account | Minimum Balance to Obtain APY | Interest Rate | APY* | |
|---|---|---|---|---|---|
| Standard Money Market | $10.00 |
$10.00 to $9,999.99 $10,000.00 or more |
0.05% 0.10% |
0.05% 0.10% |
|
| Premiere Money Market | $2,500.00 |
$2,500.00 to $249,999.99 $250,000.00 or more |
0.05% 0.35% |
0.05% 0.35% |
|
| *** Everett Elite Money Market | $2,500.00 |
$10,000.00 to $99,999.99 $100,000.00 and above |
0.05% 3.44% |
0.05% 3.50% |
Open Online |
*Rates are variable and subject to change after account opening. Annual Percentage Yield (APY) is accurate as of the above effective date. Fees could reduce the earnings on these accounts. Consumer accounts only.
***Only deposits of NEW money are eligible or existing customers with an additional deposit of $10,000 NEW money.